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Office of Human Resources

Disability Insurance

Non-Industrial Disability Insurance (NDI)

Non-Industrial Disability Insurance (NDI) provides you with a source of income should you become disabled and unable to perform your normal duties at work.  To be eligible for NDI coverage, you must be a CalPERS member.  If you are eligible, enrollment is automatic and effective on your date of hire.  Currently the CSU pays the full premium for NDI coverage.

Under NDI, if you are unable to work for longer than seven days because of a non-work-related injury or illness, and meet other eligibility criteria, Non-Industrial Disability Insurance provides you benefit payments (based on bargaining unit) for up to 26 weeks.

NDI applications are processed through EDD. Generally, eligibility determinations are mailed to the employee and the campus within 7-10 days after the receipt of the application by the EDD office.  To obtain applications and brochures regarding NDI, please contact the Disability Leaves Office at x83522.

Long-Term Disability

The CSU’s Long Term Disability insurance is currently offered through The Standard.  LTD is employer-paid and serves as an income protection program which provides benefits after 180 days of continuous disability.

LTD is provided to supplement industrial disability leave, Social Security disability, retirement system payments, or any other group disability plan payments. If an eligible employee meets the disability criteria, they will receive a percentage of pay up to a designated maximum amount per month, until age 65.

Not all bargaining units qualify for LTD.

Contact Information:
Telephone Number: (800) 524-0450
Website: 
http://www.standard.com/mybenefits/csu/ltd.html

If there is a discrepancy between this information and the official plan documents and contracts, the official documents will always govern.